{"id":1059,"date":"2025-12-19T18:28:46","date_gmt":"2025-12-19T18:28:46","guid":{"rendered":"https:\/\/prrefund.com\/?page_id=1059"},"modified":"2025-12-19T18:28:48","modified_gmt":"2025-12-19T18:28:48","slug":"terminos-y-condiciones","status":"publish","type":"page","link":"https:\/\/prrefund.com\/ar\/terminos-y-condiciones\/","title":{"rendered":"\u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645"},"content":{"rendered":"<h1 class=\"wp-block-heading\"><strong>T\u00c9RMINOS Y CONDICIONES DE USO \u2013 PRRFund<\/strong><\/h1>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">1. Objeto de la Plataforma<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">PRRFund es una plataforma de financiaci\u00f3n colectiva que permite a usuarios elegibles invertir capital en empresas emergentes y proyectos innovadores a trav\u00e9s de esquemas de participaci\u00f3n accionaria (equity crowdfunding). Su prop\u00f3sito exclusivo es facilitar oportunidades de inversi\u00f3n regulada con potencial retorno financiero, bajo la normativa aplicable en Puerto Rico y Estados Unidos.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Queda expresamente prohibido el uso de la plataforma para campa\u00f1as de donaci\u00f3n, pr\u00e9stamos personales o modelos basados en recompensas sin componente accionario.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">2. Titular y Operador de la Plataforma<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">PRRFund es operada por una entidad legalmente constituida en Puerto Rico (EE.UU.), que act\u00faa conforme a las disposiciones de la Comisi\u00f3n de Bolsa y Valores (SEC), la Financial Industry Regulatory Authority (FINRA), la Oficina del Comisionado de Instituciones Financieras (OCIF) y dem\u00e1s leyes y reglamentos federales o locales aplicables.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La plataforma podr\u00e1 actuar como portal de financiamiento participativo registrado o en asociaci\u00f3n con uno debidamente autorizado.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">3. Elegibilidad y Registro de Usuarios<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Solo podr\u00e1n registrarse en PRRFund personas naturales mayores de 18 a\u00f1os, con plena capacidad legal, y que cumplan los criterios regulatorios vigentes. La participaci\u00f3n en ciertas ofertas puede estar restringida a \u201cinversionistas acreditados\u201d seg\u00fan se define en la normativa de la SEC, o estar sujeta a l\u00edmites de inversi\u00f3n con base en ingresos, patrimonio o residencia del usuario.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">El usuario declara y garantiza que la informaci\u00f3n proporcionada al momento del registro es veraz y completa. PRRFund se reserva el derecho de solicitar documentaci\u00f3n adicional, realizar verificaciones de identidad (KYC), y suspender o cancelar cuentas que incumplan con los requisitos legales o presenten actividades sospechosas.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">4. Publicaci\u00f3n y Aprobaci\u00f3n de Proyectos<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Todos los proyectos disponibles en la plataforma han sido seleccionados y aprobados por PRRFund mediante procesos de an\u00e1lisis, debida diligencia y criterios internos de elegibilidad.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">No se permite la publicaci\u00f3n directa o independiente de proyectos por parte de los usuarios. PRRFund se reserva el derecho exclusivo de decidir qu\u00e9 proyectos son listados, as\u00ed como de retirar o modificar cualquier publicaci\u00f3n sin previo aviso.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">5. Informaci\u00f3n y Transparencia<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Cada proyecto contar\u00e1 con un perfil detallado que incluir\u00e1 su modelo de negocio, documentaci\u00f3n legal, factores de riesgo, proyecciones financieras y cualquier otro elemento exigido por las normas aplicables. Los inversores deben leer y comprender toda la informaci\u00f3n disponible antes de tomar decisiones de inversi\u00f3n.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">PRRFund no garantiza la veracidad de la informaci\u00f3n proporcionada por los emisores de proyectos, aunque realiza esfuerzos razonables para validar su integridad y relevancia. Corresponde a cada usuario realizar su propia evaluaci\u00f3n independiente.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">6. Proceso de Inversi\u00f3n y Custodia de Fondos<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Las inversiones se realizan en l\u00ednea a trav\u00e9s de medios de pago electr\u00f3nicos provistos por pasarelas seguras. Los fondos aportados por los usuarios ser\u00e1n mantenidos en cuentas fiduciarias hasta que se cumplan las condiciones de financiamiento establecidas para cada proyecto.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En caso de no alcanzarse la meta de financiamiento m\u00ednima, los fondos ser\u00e1n devueltos \u00edntegramente a los inversores, sin derecho a intereses ni compensaciones adicionales.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Las inversiones se consideran firmes una vez ejecutadas, salvo lo dispuesto en la normativa de cancelaci\u00f3n o retracto cuando aplique.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">7. Comunicaci\u00f3n y Soporte<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Con el fin de preservar la transparencia y prevenir conflictos de inter\u00e9s, PRRFund no ofrece funcionalidades de mensajer\u00eda privada ni foros p\u00fablicos de interacci\u00f3n entre usuarios o con los responsables de los proyectos.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Todas las actualizaciones, comunicados y documentaci\u00f3n adicional ser\u00e1n publicados a trav\u00e9s de los canales oficiales de la plataforma.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">El equipo de soporte estar\u00e1 disponible para atender consultas generales a trav\u00e9s de medios electr\u00f3nicos designados. No se brindar\u00e1 asesor\u00eda financiera, legal ni tributaria personalizada.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">8. Riesgos Asociados a la Inversi\u00f3n<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Las inversiones en empresas en etapa temprana conllevan riesgos elevados de p\u00e9rdida total del capital invertido, baja liquidez, falta de garant\u00edas y alta incertidumbre. No se garantiza retorno alguno, y los rendimientos pasados no son indicativos de resultados futuros.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">PRRFund no act\u00faa como asesor financiero ni promueve proyectos como inversiones seguras. El usuario reconoce y acepta que participa bajo su propia responsabilidad y que ha sido informado sobre los riesgos inherentes a este tipo de instrumentos.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">9. Propiedad Intelectual<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Todos los contenidos, marcas, logotipos, textos, gr\u00e1ficos, c\u00f3digo y dise\u00f1o de la plataforma son propiedad exclusiva de PRRFund o de sus licenciantes. Su uso est\u00e1 limitado a la interacci\u00f3n leg\u00edtima con el sitio web.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Queda prohibida su reproducci\u00f3n, distribuci\u00f3n o modificaci\u00f3n sin autorizaci\u00f3n expresa.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Los proyectos conservan la titularidad de sus contenidos, otorgando a PRRFund una licencia limitada para su publicaci\u00f3n, promoci\u00f3n y uso con fines operativos dentro y fuera de la plataforma.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">10. Protecci\u00f3n de Datos y Privacidad<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">La informaci\u00f3n personal de los usuarios ser\u00e1 recolectada y tratada conforme a la Pol\u00edtica de Privacidad de PRRFund, en cumplimiento con las leyes de protecci\u00f3n de datos aplicables.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">PRRFund utilizar\u00e1 medidas t\u00e9cnicas y organizativas adecuadas para garantizar la seguridad, confidencialidad e integridad de los datos.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">El usuario autoriza a PRRFund a compartir sus datos con proveedores de servicios (como pasarelas de pago o verificadores de identidad) en la medida necesaria para operar la plataforma, as\u00ed como para cumplir con obligaciones legales, regulatorias o judiciales.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">11. Modificaciones<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">PRRFund podr\u00e1 modificar estos T\u00e9rminos y Condiciones en cualquier momento. Los cambios ser\u00e1n comunicados a trav\u00e9s del sitio web y entrar\u00e1n en vigencia desde su publicaci\u00f3n.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">El uso continuo de la plataforma despu\u00e9s de dichos cambios se considerar\u00e1 como aceptaci\u00f3n expresa por parte del usuario.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">12. Limitaci\u00f3n de Responsabilidad<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">PRRFund no ser\u00e1 responsable por decisiones de inversi\u00f3n, resultados de proyectos, interrupciones del servicio, errores de terceros, eventos de fuerza mayor ni por da\u00f1os indirectos derivados del uso o imposibilidad de uso de la plataforma.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En cualquier caso, la responsabilidad m\u00e1xima de PRRFund estar\u00e1 limitada al monto total de las comisiones que el usuario haya pagado a la plataforma en los seis meses previos al hecho generador.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">13. Jurisdicci\u00f3n y Legislaci\u00f3n Aplicable<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Estos T\u00e9rminos y Condiciones se rigen por las leyes del Estado Libre Asociado de Puerto Rico y la legislaci\u00f3n federal de Estados Unidos que resulte aplicable.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cualquier disputa ser\u00e1 sometida a los tribunales competentes de San Juan, Puerto Rico, o a mecanismos de resoluci\u00f3n alternativa previamente acordados, como el arbitraje.<\/p>","protected":false},"excerpt":{"rendered":"<p>T\u00c9RMINOS Y CONDICIONES DE USO \u2013 PRRFund 1. Objeto de la Plataforma PRRFund es una plataforma de financiaci\u00f3n colectiva que 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